About This Guide

Finding accurate information about your bank can save time and help you avoid mistakes during important financial transactions.

This complete First Horizon Bank guide explains everything customers need to know about:

• Online banking login
• Mobile banking access
• Routing numbers
• Wire transfers
• Checking accounts
• Fees
• Zelle payments
• Customer service
• Security practices

First Horizon Bank is a regional U.S. financial institution headquartered in Memphis, Tennessee. The bank provides personal banking, business banking, commercial lending, mortgage services, and wealth management solutions.

Banking information such as routing numbers, fees, transfer limits, and account requirements can change. Always verify important details directly through official banking resources before completing transactions.

First Horizon Bank Quick Facts

Category	Details
Bank Name	First Horizon Bank
Headquarters	Memphis, Tennessee
Founded	1864
Bank Type	Regional U.S. Bank
Main Routing Number	084000026
SWIFT Code	FTBMUS44
Customer Service	800-382-5465
Fraud Support	877-242-9895
Services	Personal, Business, Commercial & Wealth Banking
FDIC Insured	Yes

Read More: Navy Federal Bank Routing Number

What Is First Horizon Bank?

First Horizon Bank is a regional financial institution with a long history in the American banking industry.

Founded in 1864, the bank has grown from a traditional banking organization into a modern financial services provider offering both branch-based and digital banking solutions.

The bank serves:

• Individuals
• Families
• Small businesses
• Commercial organizations
• Wealth management clients

Services Offered by First Horizon Bank

Personal Banking

First Horizon provides personal financial products including:

• Checking accounts
• Savings accounts
• Debit cards
• Online banking
• Mobile banking
• Personal loans
• Mortgage solutions

Business Banking

Business customers can access:

• Business checking accounts
• Business loans
• Treasury services
• Payment solutions
• Cash management tools

Commercial Banking

Commercial customers may use:

• Commercial lending
• Corporate banking services
• Treasury management
• Financial solutions for organizations

Wealth Management

The bank also provides services related to:

• Investment planning
• Retirement planning
• Wealth advisory services

First Horizon Bank Login Guide

Online banking allows customers to manage their accounts without visiting a branch.

With digital banking access, customers can typically:

✅ Check account balances
✅ Review transactions
✅ Transfer money
✅ Pay bills
✅ Deposit checks
✅ Manage debit cards
✅ Set account alerts

How to Login to First Horizon Bank Online Banking

Follow these steps:

Step 1: Visit the Official Website

Open the official First Horizon Bank website.

Avoid logging in through links received from unknown emails, messages, or advertisements.

Step 2: Select Login

Choose the online banking login option.

Step 3: Enter Your Credentials

Enter:

• User ID
• Password

Step 4: Complete Security Verification

Depending on your security settings, additional verification may be required.

Step 5: Access Your Account

After successful verification, you can manage your banking services online.

How to Enroll in First Horizon Online Banking

Customers without online access can register for digital banking.

You may need:

• Account number
• Debit card details
• Email address
• Personal identification information

After enrollment, customers may access:

• Online statements
• Bill payments
• Account transfers
• Mobile deposits
• Transaction alerts

First Horizon Bank Login Problems and Solutions

Forgot Password

If you forgot your password:

1. Select the password recovery option.
2. Verify your identity.
3. Create a new password.
4. Log in again.

Never share passwords or security codes with anyone.

Forgot User ID

If you cannot remember your User ID:

• Use account recovery tools.
• Complete verification steps.
• Contact customer support if required.

Account Locked

Accounts may become temporarily locked because of:

• Multiple incorrect login attempts
• Security concerns
• Suspicious activity

Solutions:

• Wait and try again later
• Reset login information
• Contact customer support

First Horizon Mobile Banking Guide

Mobile banking allows customers to manage accounts from smartphones.

Features may include:

• Balance checking
• Transaction history
• Mobile deposits
• Bill payments
• Transfers
• Alerts
• Debit card controls

First Horizon Mobile App Login Steps

iPhone Users

1. Download the official banking app.
2. Open the application.
3. Enter your login details.
4. Complete verification.
5. Access your account.

Android Users

1. Install the official application.
2. Open the app.
3. Enter User ID and password.
4. Complete security verification.
5. Manage your account.

Mobile Banking App Troubleshooting

If the app is not working:

Try these solutions:

• Update the app
• Restart your phone
• Check internet connection
• Clear app cache
• Reinstall the application

Only download banking apps from official app stores.

First Horizon Bank Routing Number

A routing number is a nine-digit code used by banks to identify financial institutions during electronic transactions.

The commonly used First Horizon Bank routing number is:

084000026

Customers may need routing information for:

• Direct deposits
• Payroll payments
• ACH transfers
• Bill payments
• Bank transfers

How to Find Your First Horizon Routing Number

1. Check

Look at the bottom-left corner of your paper check.

2. Online Banking

Log in and open account details.

3. Mobile Banking App

Account information may be available through digital banking.

4. Customer Service

A representative can verify details after authentication.

First Horizon Bank ACH Transfer Information

ACH transfers are electronic payments commonly used for:

• Direct deposits
• Automatic bill payments
• Recurring payments

Before completing an ACH transaction, verify:

• Routing number
• Account number
• Recipient information

Incorrect details may delay transactions.

First Horizon Bank Wire Transfer Guide

Wire transfers are used for sending money quickly between financial institutions.

Because wire transfers are often difficult to reverse, accuracy is extremely important.

Domestic Wire Transfer Requirements

You may need:

• Bank name
• Routing number
• Recipient name
• Account number
• Address details

International Wire Transfer

International transfers may require:

• SWIFT code
• Recipient bank details
• Beneficiary information

First Horizon SWIFT Code:

FTBMUS44

First Horizon Bank Checking Accounts

First Horizon Bank offers different account options designed for customers with different banking needs.

The right account depends on:

• Monthly banking activity
• Desired features
• Fee preferences
• Digital banking needs

First Horizon Checking Account Options

Account	Best For	Features
FirstView Checking	Everyday banking	Basic checking services, debit card access, online banking
SmartView Checking	Customers wanting additional benefits	Relationship banking features
TotalView Checking	Customers using multiple services	Broader banking relationship benefits
Business Checking	Companies	Business financial tools

Account availability, fees, and requirements can vary.

Customers should review current account disclosures before opening an account.

First Horizon Savings Accounts

Savings accounts are designed for customers who want to store money while maintaining easy access.

Possible features include:

• Online account management
• Automatic transfers
• Digital statements
• Savings goals

Savings products may differ based on:

• Balance requirements
• Interest rates
• Account type

How to Open a First Horizon Bank Account

Customers may need:

• Government-issued identification
• Social Security number
• Contact information
• Residential address
• Initial deposit (if required)

Account opening options may include:

• Online application
• Branch visit
• Customer assistance

Requirements depend on the account selected.

First Horizon Bank Fees and Charges

Bank fees depend on:

• Account type
• Services used
• Transaction activity
• Customer relationship

Common fees may include:

Service	Information
Monthly Maintenance Fee	Depends on account type
ATM Fees	May apply outside approved networks
Wire Transfer Fees	Confirm current pricing
Overdraft Fees	Based on account terms
Foreign Transaction Fees	May apply depending on service

Always review the latest fee schedule before opening or changing an account.

Does First Horizon Bank Have Zelle?

Many customers search for:

“Does First Horizon Bank have Zelle?”

Zelle availability can depend on current banking services, account eligibility, and digital banking features.

Before sending money:

• Check availability inside your banking app
• Confirm recipient details
• Review transfer limits
• Understand payment risks

How to Use Zelle Safely

If Zelle is available through your banking service:

1. Open your banking application.
2. Select the payment or transfer option.
3. Choose the Zelle feature if available.
4. Add recipient information.
5. Confirm payment details.

First Horizon Mobile Deposit

Mobile deposit allows eligible customers to deposit checks using a smartphone.

Typical process:

1. Open the banking app.
2. Select mobile deposit.
3. Take pictures of the check.
4. Enter deposit information.
5. Submit the deposit.

Availability and limits may vary.

ATM Access and Branch Services

First Horizon customers can use available branches and ATMs for:

• Cash withdrawals
• Deposits
• Account services
• Debit card assistance
• Banking support

Branch hours may vary by location.

Always confirm operating hours before visiting.

First Horizon Bank Customer Service

Customer support can help with:

• Account questions
• Login problems
• Lost cards
• Fraud reports
• Banking assistance

Contact Information

Service	Contact
General Customer Support	800-382-5465
Fraud Support	877-242-9895
Business Banking Support	888-382-4968

Lost or Stolen Debit Card Guide

If your debit card is lost or stolen:

Step 1: Contact the Bank

Report the issue immediately.

Step 2: Block the Card

Prevent unauthorized transactions.

Step 3: Review Transactions

Check for suspicious activity.

Step 4: Request Replacement

Ask for a new card if needed.

First Horizon Bank Security Tips

Protect your financial information by following these practices:

Use Strong Passwords

Create unique passwords for banking accounts.

Enable Account Alerts

Alerts can help detect unusual activity.

Avoid Phishing Messages

Do not click suspicious:

• Emails
• Text messages
• Links

Protect Verification Codes

Never share:

• One-time passwords
• Security codes
• Login information

Monitor Transactions

Regularly review account activity.

Early detection can reduce financial risk.

Is First Horizon Bank FDIC Insured?

Yes, First Horizon Bank is FDIC insured.

Eligible deposits are protected up to:

$250,000 per depositor, per ownership category

FDIC insurance generally covers eligible deposit accounts such as:

• Checking accounts
• Savings accounts
• Money market deposit accounts
• Certificates of deposit (CDs)

First Horizon Bank Pros and Cons

Advantages

✅ Long banking history
✅ Personal and business banking services
✅ Digital banking options
✅ Mobile account management
✅ Commercial banking solutions
✅ Wealth management services

First Horizon Bank vs Other Regional Banks

Feature	First Horizon	Regions	Truist
Bank Type	Regional	Regional	Regional
Online Banking	Yes	Yes	Yes
Mobile Banking	Yes	Yes	Yes
Business Banking	Yes	Yes	Yes
Wealth Services	Yes	Yes	Yes
Regional Focus	Southeast	Southeast	Wider Coverage

The best banking choice depends on:

• Location
• Fees
• Account features
• Customer service preferences
• Digital banking needs

Banking Glossary

Routing Number

A nine-digit number used to identify a bank during electronic payments.

SWIFT Code

An international banking identifier used for global wire transfers.

ACH Transfer

An electronic payment system used for:

• Direct deposits
• Recurring payments
• Automatic transfers

FDIC Insurance

Federal protection for eligible bank deposits.

Wire Transfer

A method of electronically transferring money between financial institutions.

Frequently Asked Questions About First Horizon Bank